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CATcoverage.com streamlines the entire flood insurance process, making it faster and more efficient for producers to serve their clients. With a fully digital platform, producers can generate a ‘best value’ quote which results from CATcoverage.com’s survey of multiple flood insurance markets. This significantly reduces administrative work and saves valuable time.

This hassle-free system allows you to focus on what matters most—delivering real value while building client relationships and growing your book of business.


About CATcoverage

Catcoverage logo with small adjacent NCIP logo

CATcoverage.com is owned and operated by Poulton Associates. As a leader in innovative insurance solutions, Poulton Associates specializes in providing catastrophe-related insurance products tailored to meet the diverse needs of both residential and commercial clients. With decades of experience and a forward-thinking approach, Poulton Associates has cemented its reputation as a trusted name in the insurance industry.

🌊 The company is best known for administering the Natural Catastrophe Insurance Program (NCIP), the nation's first and largest private flood insurance program designed to compete with the NFIP.

Poulton Associates' insurance pedigree started in 1978. Headquartered in Salt Lake City, Utah, Poulton Associates operates nationwide with a mission to deliver high-quality, flexible insurance products that address critical gaps in traditional coverage, particularly in areas prone to natural disasters such as floods and earthquakes. The company’s innovative solutions are driven by advanced technology, deep industry expertise, and an unwavering commitment to enhancing value for both policyholders and insurance producers.


Leadership and Vision

Poulton Associates pioneered the private flood insurance marketplace, consistently championing innovation and setting new standards in the industry. Their vision for the future emphasizes the importance of private market solutions in addressing the shortcomings of traditional government-backed insurance programs. By leveraging advanced technology, such as AI-driven risk analysis, Poulton Associates ensures that policy premiums reflect the best available exposure assessments resulting in more accurate and competitive pricing for clients.

🏆 Poulton Associates are thought leaders in the insurance industry and strong advocates for flood insurance reform.

Poulton Associates is a recognized thought leader in the insurance industry, with our leadership team frequently advocating for reform and greater consumer choice in flood insurance. Their leadership has propelled Poulton Associates to the forefront of the market, making NCIP a standout program for both agents and policyholders.


Why Choose CATcoverage.com?

photo of a flooded neighborhood

For producers, CATcoverage offers attractive commissions, competitive policy features, and a streamlined process that enables agents to grow their business efficiently.

For policyholders, Poulton Associates provides peace of mind by offering comprehensive coverage options that protect against the financial devastation of natural disasters. With flexible policies, faster activation times, and seamless mortgage integration, the company sets a new standard in customer-focused insurance solutions.


Key Advantages

Comprehensive Coverage: Broader coverage with higher limits, with options for additional living expenses, basement coverage, detached structures, and more.

Simplified Quoting: A single application generates multiple quotes from which CATcoverage extracts the best value proposition, saving time and effort.

Attractive Commissions: Earn up to 15% on new flood policies and 12.5% on renewals.

Streamlined Mortgage Payments: Bind coverage up to 14 days after mortgage closing, and coverage is automatically backdated to the date of the mortgage closing within that 14-day timeframe.

Dual-Peril Options: Combine flood and earthquake insurance into a single policy for added value.


🤝Competitive Edge for Producers

CATcoverage’s commitment to transparency and innovation ensures that agents can deliver exceptional value to their clients.

Whether you’re new to flood insurance or a seasoned professional, CATcoverage.com offers competitive commissions, an easy online platform, and unmatched coverage options.

Exclusive Benefits

  • Higher Commissions: CATcoverage offers one of the highest commission rates for private flood insurance, enabling producers to maximize earnings on both new and renewal policies, ensuring a reliable and consistent income stream.
  • Simplified Processes – CATcoverage.com’s digital platform searches the marketplace looking for the best price and coverage for your client. Producers can access multiple quotes through a single application, streamlining the quoting process.
  • Broad Coverage Options – NCIP policies offer coverage enhancements like higher limits, replacement cost coverage on contents, and often-overlooked areas like basements and detached structures. Additional living expenses (ALE) and debris removal coverage add further value.
  • Reduced Waiting Times – Unlike the NFIP which has a 30-day waiting period, CATcoverage.com policies activate in just 15 days, or sooner if the policy is required for a loan closing.
  • Mortgage Closing Enhancement: Due to CATcoverage’s unique policy language, mortgage companies can pay for flood policies up to 14 days after closing, creating a friction-free closing process.
  • Risk-Based Pricing: AI-driven algorithms ensure premiums reflect property risk, offering transparency and competitive pricing.
  • Expanded Limits: CATcoverage offers coverage unavailable through the NFIP, including higher dwelling and contents limits.

Get Started with CATcoverage.com

✍️ Easy Sign-Up

Register online in minutes and gain access to the platform’s quoting and policy management tools.

📈 Lucrative Commissions

Earn up to 15% on new flood policies and 12.5% on renewals, turning flood insurance into a valuable revenue stream.

💬 Ongoing Support

CATcoverage.com’s customer service team is always ready to assist you.


Is CATcoverage.com Right for Your Agency?

Poulton Associates continues to lead the way in private flood and catastrophe insurance through its CATcoverage platform and the NCIP program. By combining cutting-edge technology, industry expertise, and a customer-centric approach, the company empowers insurance agents and brokers to deliver tailored solutions that meet the evolving needs of their clients. Whether protecting homes, businesses, or entire communities, Poulton Associates is dedicated to ensuring financial resilience in the face of natural disasters.

🏠 CATcoverage.com provides agents with resources to offer residential and commercial flood insurance tailored to client needs.

Whether your clients need residential or commercial flood insurance, CATcoverage.com gives you the tools to exceed client expectations while growing your business.

Get started today and take your agency to the next level with CATcoverage.com!

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